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Finances

Who spent. What is left. Where it went.

Household cash lives in the same login as the book. People you add are tags — they do not get a second account.

Finances

What's in the household

Accounts

Checking, savings, cards, and more. Opening balance, transfers, and card payoff stay on the ledger.

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Transactions

Single lines, splits, filters, export, and CSV import from the Master Your Money template. Unknown accounts or categories fail that row.

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Budget

Planned amounts per category. 50/30/20 is available as a read, not a second product.

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Leftover

Planned minus spent for the month. The home dashboard shows leftover — not an empty dash.

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Savings goals

Name a cash target and a date. Pace and drift sit on the household accounts you already keep.

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Net worth

Book plus cash minus cards. One household total next to the investment book.

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Calendar

Scheduled bills and recurring charges on a personal-finance calendar. Open a chip to the plan behind it.

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Subscriptions

Recurring charges with a next date. The list can stay on the next 30 days so it does not become a graveyard.

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Installments

Known-end expense plans — a loan payoff with a last date, not an infinite subscription.

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Forecast

Cash forecast for the current month from the accounts and plans you already entered.

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Reports

Spending trends, income vs expense, and attribution. Filter by category or account.

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Household tags

Tag who spent: you, a partner, or the whole household. Tags are not extra logins.

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Categories

Names and emoji you control. Unknown categories fail an import row instead of silently inventing one.

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Ready

Open the book and the household.

Create a free Master Your Money account. Holdings, income, cash, leftover, and an inbox that stays quiet until something actually crossed. One login.